One of the benefits of online consumer loans is that the market is so large. This means that you can almost always find an offer that suits your needs. This is true, for example, when we talk about claims.
Most loan types and companies require you to provide collateral. You often avoid this when choosing a consumer loan. But many companies then require that you have a fixed income of $ 200,000 a year. However, you can find some companies that offer you to get a loan with no fixed income.
The requirements for income are different
As I said, the usual requirement is that you have a fixed annual income of around $ 200,000. This is the company’s ‘guarantee’ that you will be able to repay the loan. However, there is a lot of variation in the market, and this amount varies greatly. Some require a higher income, and others require a lower one, for example, $ 100,000 a year. But if you do not have a fixed income, then you are of course only interested in companies that offer loans without a fixed income. And these are actually some of them.
Here on the site we have helped you a little and examined the market for you. Here’s how we found a selection of companies that offer you consumer loans with no fixed income. We have compiled these into an overview so you can quickly and easily see what the different companies can offer you. Once you find someone you are interested in, then you can apply for them. You can also do this directly from the overview.
Shortly thereafter, you will receive an offer sent back, which you can then decide if you would like to receive it. Feel free to search at least 2-3 companies, so you have something to compare with. Once you have made your choice, you can sign and approve the agreement with your BankID. Soon after, you have the money in your account and you can use it to do exactly what you want.
Remember to check the requirements
Keep in mind, there are also other requirements for online consumer loans. For example, you must have a certain age (often 18 or 20 years) and be a Norwegian citizen. In addition, you cannot have any payment notes or collection cases.
You can read about the specific requirements in our overview, as they vary from one company to the next.
But if you meet these, then there is actually the opportunity to get a loan without a fixed income.